Our New Home

Our six years of living in an apartment from city to city has given us so many memories with our small family. But I realized, the kids are growing and we are ought to give them the best possible provision they deserve and that includes house where they can call home. 2016 was the deal breaker for us. I felt so exhausted at our former apartment that it suddenly hit me--I don't want this for the rest of our life. It was frustrating to say the least. 


So I carefully and fervently prayed that we can move the soonest before the children starts school. Then, after months of scouting, house tripping and narrowing down to our choices. We finally found a place we now call home. 



But it I didn’t occur to me that having a house incurs a lot of responsibility. All I can think of before moving was to have a place where I can do freely what I want and that the kids could have a better and quiet place to live in. Now that we moved into our new home, I have to prioritize especially our household budget. It never occurred also to me that there is a need for us to get insurance for our house. Getting home insurance in the Philippines is not that common. Heck, I didn’t even know if our ancestral house was insured or not. 


In our case, we chose move-in ready house because we don’t want to wait long to move in since the kids need to settle down and adjust for their school. We were very lucky that we found a move-in ready house. But in getting a house, you really need to consider a lot of factors. 

Here are few considerations before you decide to buy a move-in ready house. 



Clean Title. Here in the Philippines, scams can occur in almost everything you buy. To save you from so much hassle, you need to verify the property you are going to buy is clean. You need to secure a photocopy of the property and check with the local Registry of Deeds where the property is registered.

Consider house in general. You want to get your money’s worth in investing something for your family. You need to consider the value of the property as well as the cost of repairs and renovations before you move in. 

Consider the family’s long term fund. You will invest in something that will take a big portion of the family’s monthly fund. This needs to take into consideration so that you are sure that you can pay it in the given time frame and not leave you in huge amount of debt. 

Furnishings. When we moved in, some that house was semi-furnished. We were lucky and thankful that the previous owner left some of their furnishings to us. If you are a family who is just starting out, having furnishings is a big help since you only need to invest in few stuff to complete your home. 




13 comments:

  1. waah my dream Mommy gusto ko yan may garden..In God' s time. Masarap gumalaw kapag bahay talga at may tatkbuhan kids unlike now samin na condo style.

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  2. di ata nagsuccess comment ko nawala 😟 may iba napindot. haha
    Dream ko yan Mommy , kasabay ng responsibilities mas gusto ko ang bahay na gaya nyan in God's time unlike dto na condo style.

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  3. di ata nagsuccess comment ko nawala 😟 may iba napindot. haha
    Dream ko yan Mommy , kasabay ng responsibilities mas gusto ko ang bahay na gaya nyan in God's time unlike dto na condo style.

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  4. Congratulations on your new house, dear! Indeed, when you have kids already, it is wiser to own a home na. BTW, I love the basketball (pole?)ring, parang adustable too!

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  5. Glad to have stumbled upon this article! Very timely since we are planning to (finally) purchase our very own home. :)

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  6. Wow, congratulations ate for your new home! I'm also considering to purchase a house kaso parang for investment na lang siya kasi I have no husband pa eh so these tips are really helpful for me since nagsstart na rin ako magscout! Congratulations again ate. Good luck sa future milestones!

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  7. I agree on getting a house insurance, ayan unang inayos namin nung kumuha kami ng bahay. :)

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  8. I agree, there are really so many things to consider when moving to your own house. In a way, it is much more expensive than renting one because "this house is really yours" so you are really required to take care of it.

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  9. Oh this is so true! Tiny living once worked for us, but not anymore. WE're actually poised to getting our house built so we can move middle of next year. We can't wait! But yes! Insurance is necessary. I learned that from Aya Laraya and understood exactly what we needed.

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  10. This is really helpful especially for families planning to buy their very own house. Home Insurance is one of our goals for next year :)

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  11. Nice naman. It feels good to have a home of our own, especially kung lumalaki na ang pamilya. (Claire Santiago)

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  12. It's so hard to maintain a home talaga, not to mention costly, but it's so nice to be able to live in your own space, right? And nice also that the kids have room to grow there. 😁

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