The Super Momma
Almost everyone is now aware of the convenience and variety online shopping can offer. However, not everyone understands how to get the best deals on merchandise and shipping costs in order to have a truly optimal experience. The information presented below should provide a great start for anyone interested in this topic.

Don't hesitate to go to several sites and compare prices. The Internet makes it easy to locate the best price on any product. Weed out sites that you don't trust right from the start. Why waste time looking at them? Even the lowest price isn't a good deal if you end up being scammed or cheated.


  • If you want to save money on the products you buy online and want to make online shopping more fun, consider auction sites. You will get some great deals if you place your bids at the right moment and have some fun while browsing through auctions. Learn more about bidding strategies before getting started.

  • If you want to buy books online, you'll get a better deal if you get them used. Depending on the condition you get them in, you may just end up paying a few cents plus shipping. Make sure you read through the description of the book to see if there are any damages you should be aware of.

  • If you're making an online purchase, don't hesitate to contact customer service if you have a question. By contacting customer service before you make your order, you'll find out how helpful customer service is and how quickly they respond. This is useful information to have in the event that something goes wrong after you've made your purchase.

  • When shopping online, always try to keep in mind the price of shipping. Many sites offer free shipping on orders over a certain amount. In the event that you do have to pay shipping, make sure that it is going to fit into your budget after you've added everything to your cart. Having a full cart only to find out you cannot afford the shipping is never a fun experience.

  • Keep an eye on your bank and credit card accounts. If you are shopping online, don't wait for the end of the month to review your finances. Check your account online periodically to make sure that there are no extra charges. If you notice anything amiss, get in contact with your bank or credit card company as soon as possible.

  • Make sure you read the return policy before buying online. Some online purchases can have different return policies than you normally see. This is especially true if you are buying from an online auction store like eBay. Take the additional time to look into what your return rights are so that you aren't surprised later.

  • Register with any online company you shop from frequently. Not only will it save you time when it's time to check out, it can often save you money. Set your preferences up so that you get emails related to special deals ahead of people who are not registered. Additionally, with a registered account you can keep track of each order and make any returns easier.

  • If you followed a link from an email an online store sent you, pay attention to the URL. Some scammers send fake emails that look just like what a popular email store would send except that the URL is slightly different. Make sure you received an email from an official address and check the URL of the link you followed.

  • If you notice an item that you like and want to purchase while you're out running errands, see if you can find a better deal for it online! Many things like shoes or video games are cheaper online, so doing a quick internet search could save you some money.


  • Cookies are used on most online retail websites. Cookies carry information regarding your web-surfing habits, and they may also be used for personal information storage. Make sure you go through listed privacy policies so that you actually know just what is going to happen with your personal info. If you don't trust the site, look for another place to shop.


  • When making an online shopping purchase from a site like Ebay, make sure to pay attention to the sellers feedback and statistics. If a seller has a low score, you should probably try to avoid dealing with them entirely. Look for sellers who have a lot of positive feedback.


  • One of the best ways to save money is by only shopping at online retailers you can trust. That ensures you don't get ripped off with a defective item you have to ship back at your own cost, or not getting the item at all and losing the money you paid.


  • Make sure that you only provide the bare necessities when shopping online. Usually all that is required is your name, address and credit card number. Occasionally there will be additional areas for you to add personal information and phone numbers. If these areas are not required, do not fill them out. They can sell this information to marketing companies and you will be inundated with spam mail and marketing phone calls.


  • Sign up on coupon sites that will send you alerts if coupons of your favorite retailers are available. This is a great way to not miss out on any deals that you can take advantage of. These deals usually come in the
    form of a digital coupon code good for a limited time only. So, sign up for alerts to take full advantage of them.


  • Find out how much shipping costs, and where they are shipping from. This can be a great help in understanding how soon your item will arrive. Some companies give you a specific day your item will reach your home, but you can always get a good idea by finding out where the factory is in the first place.


Online shopping can be a tremendous convenience for people of all walks of life. The important thing, though, is to spend a bit of time acquiring a knowledge base that will help make every purchasing experience a good one. The article above should serve as a terrific reference that can be used by just about everyone.
As a mom, one of my role at home is how to budget our monthly income according to our bills, needs and primary commodities. With all the rising costs, taxes and children's education, I really need to consider everything and make the most of it without neglecting the family's needs. But how do I really manage our finances given that I have so many things on my plate already?

Proper budgeting should start early on. I learned how to compartmentalize my money from my mom when I was just in 6th grade. She would always involve me and taught me how to budget our finances way back then. That is why, it wasn't really hard for me to budget our finances. The only challenge comes when you and your spouse has different priorities.

Let me share with you how I manage our finances.

Determine how much you make every month. After gathering information on the money you make and spend each month, you can piece together a workable budget. You will first need to know exactly how much your family brings in every month. You need to include every source of income, not just wages and salary. When you have settled on a monthly budget, it should reflect a good balance of income and expenses. Your monthly expenses should not exceed the amount of your monthly income.


List down your expenses. You should make a list of all the money you spend. What does it include?

  • Vehicle maintenance (if you have vehicles)
  • Insurance, Investments (stocks, mutual funds)
  • Contingency Fund
  • Food menu
  • Education fund, School expenses
  • House maintenance
  • Include day care/ helper/ driver costs
  • Cleaning cost 
  • Taxes
  • Savings
  • Small amount for wants
Assess your monthly budget. After you have figured out your personal financial needs and limitations, you can put together a realistic budget for your family. Try to assess which ones should be given priority and those that are supposed to be removed from the list. If you have allotted a budget and you were not able to spend it, I suggest you put them in your savings or contingency fund.

Home upgrade. If you have high utility bills, you should consider getting your home systems fixed or upgraded. Let go of the appliances that are already outdated or try investing in appliances that are energy saving like inverter appliances, switch to LED lights and invest in solar panels. These may be an expensive investment, but this will reduce your utility cost.


Unplug appliances that are not in use. It may be cumbersome at first, but when you get used to it, it will become a habit later on.


There are simple ways to reduce your utilities - think about a new roof or insulation. When your home is well insulated, you save tons and tons of money with heating and cooling.


Some of these things may cost a lot at first, but it is worth it later on. The money you spent on the initial investment will quickly be returned to you in the form of lower bills. The long-term cost savings can indeed be substantial.

It’s been years since Woody, Buzz, and the gang said their goodbyes to their human, Andy, which left all of us crying our eyes out at the cinema – and we’re honestly still not over it. But after almost a decade, these toys from our childhood are returning for another fun-filled adventure with new characters for us to love with the upcoming release of Disney and Pixar’s Toy Story 4.
SM Cinema is celebrating this much-awaited comeback by bringing the magic from the movies to real life with the Disney and Pixar’s Toy Story 4 Adventure Land, a land full of classic carnival games sure to bring out the kid in all of us!
SM Cinema welcomes everyone to the Disney and Pixar’s Toy Story 4 Adventure Land exhibit at SM North EDSA The Block Atrium from June 6 to 21.
Take a trip down memory lane and test your accuracy with a game of ring toss and hit target alien spaceships using plastic balls. Feel like a real life Bo Peep and try to guide your sheep from one pen to the other. And finally, let your creativity flow by creating your very own Forky on the velcro wall – and be sure to take a photo and share it with all your friends!
In Disney and Pixar’s Toy Story 4, when Bonnie takes the toys on her family’s road trip, Woody ends up on an unexpected detour that includes a reunion with his long-lost friend Bo Peep, whose adventurous spirit and life on the road belie her delicate porcelain exterior. Woody and Bo are worlds apart when it comes to life as a toy, and they soon realize that’s the least of their worries.
Hit the target alien spaceships at the Toy Story 4 Adventure Land at SM North EDSA The Block.
You and your family can visit the Disney and Pixar’s Toy Story 4 Adventure Land at the SM North EDSA The Block Atrium from June 6 to 21. Everyone is welcome, especially kids at heart who have grown up with Woody, Buzz and the beloved Toy Story gang. Invite all your loved ones and keep the magic of childhood alive at SM Cinema.


SM Cinema kicks off the festivities at the Toy Story 4 Adventure Land at SM North EDSA The Block.

Directed by Josh Cooley (“Riley’s First Date?”), and produced by Mark Nielsen (associate producer “Inside Out”) and Jonas Rivera (“Inside Out,” “Up”) Disney and Pixar’s “Toy Story 4” ventures to cinemas on June 20, 2019. Catch it at SM Cinema’s 64 branches, or at IMAX and Director’s Club Cinemas nationwide. Book your tickets through www.smcinema.com or via the SM Cinema mobile app. You can also follow /SMCinema on Facebook and @SM_Cinema on Instagram for updates. Satisfy your cravings at Snack Time, the official food concessionaire of SM Cinema, which offers a wide array of snacks like popcorn, hotdogs and burgers to complement your movie watching experience. Follow /SnackTimeOfficial on Facebook for more information.




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