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Glorious Coffee That's Good For You

My husband and I loves drinking coffee. In the morning, it is our bonding moment, to sip and eat bread and talk about our plans for the day. But recently, he was diagnosed to have Diabetes Type 2. So I abruptly cut his coffee from his system because he cannot take black coffee. He is really sad about it but I am trying to figure out how to incorporate coffee again in his system. For decades, coffee had received a bad reputation. Besides allegedly triggering high blood pressure, insomnia, and hyperacidity, the Filipino habit of adding lots of sugar and cream to one’s cup has been said to aggravate diabetes. While there’s no denying the Pinoy coffee fan his morning cup, there is concern over the amount of sugar present in commercial 3-in-1 coffee mixes. The leading brand has 14.6 grams of sugar in one 20-gram sachet alone. Imagine how much sugar you’re taking in if you drink an average of three cups of coffee a day. What About Sugar-Free Coffee? For health-conscious individuals, especial

Sun Life Market Outlook 2020

How are you all in this pandemic? With everything that has been happening worldwide, we are not the only ones that are affected by this crisis. Almost all the countries are affected that is why there is a fear of a global economic crisis. If the first world countries are affected, it will be most likely a domino process. This is honestly my fear for the past few months. 

THE CURRENT SITUATION:



The offices have been closed and most of the operations are shut down temporarily making thousands of people without income for quite some time. Many are left jobless, and more businesses are already shutting down. For most stock market investors like me, I fear, from the more economic downward slope because of what is currently happening globally.


THE GOVERNMENT'S RESPONSE:


If there is one consolation to this crisis is that the Bayanihan Act, last March 23, 2020, which was enacted which allowed the President of the Philippines to exercise his powers and carry out national policy and other purposes. It somehow controlled the chaos by not allowing people to hoard basic goods and necessities, allowing a grace period for our utility bills, and not withholding interest on our loans. It has put an order to the already paranoid Filipinos. 

PROJECTED RECOVERY:


This is what I am really concerned about. As someone who invested in stocks and mutual funds and planning to add more, I am quite iffy of my decisions. I do not want to come to a point where I have to regret my decisions on investing money in stocks and mutual funds. But with the most recent webinar that was held by Sun Life, it was explained that the recovery curve for the Philippines is projected to be at 1-2 years at the bottom peak. However, it will really depend on behavioral changes. 




SHOULD WE INVEST MORE?



This is a question that someone may ask just like me. But given with the Sunlife's dedication to being transparent with all its customers, we can definitely invest more. Given the current situation, they are offering online transactions that you can find on their website. As we are all adjusting to the new normal, they are also adjusting to their way of doing their business to reach more customers to become better at financial literacy. 



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