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BDO Supports MSMEs

The Micro, small scale, and medium enterprises (MSMEs) are the most challenging hit sector during the pandemic, even if they account for more than 90% of enterprises. They are the backbone of the economy, as MSMEs employ more than 5.3M of our fellow Filipinos.  Governor Benjamin Diokno of the (BSP) Bangko Sentral ng Pilipinas has stressed the urgency to help Micro Small Medium Enterprises to help sustain their businesses to continue to provide the best essential products and essential services to people each day.  THE OPPORTUNITY Small business owners can now sustain their business operations through the Kabuhayan Loan of BDO Network Bank (BDONB). The MSMEs operating for three years are now qualified to apply for a loan amounting between PHP 30,000 to PHP1 million. They can purchase the needed equipment, buy the required equipment or assets, increase their inventory of stocks, and expand their business in other locations.  A micro-enterprise owner Ernesto Abad, from Los BaƱos, Laguna

Decorating Gingerbread House With Iced Gems Biscuits


This holiday season, apart from the usual holiday traditions we have at home, I wanted something that I and the children remembers when they grow up. That every time we plan for every holiday, we would recreate memories and reminisce again the past ones. But aside from our usual staycation, which we eventually stopped for some reasons, I thought of doing an activity that I know we will all enjoy. This time, it was made possible by Iced Gems--my childhood favourite snack. 

The Fun






Our Gingerbread house was provided by The Gingerbread House Ph, all we need to do is decorate it with our favourite snack--Iced Gem Biscuits. You see, everyone of us took part in decorating the gingerbread house. All my three kids had a take in the tasks I gave them and the youngest even had a bite even before we started decorating it! HAHA. He said, he was very hungry and thinks that the gingerbread house we are making is very yummy! It was indeed yummy I must say! 

The Memories



In reality, the making of the house was quite chaotic. But, it was all worth it. My kids couldn't stop mentioning it during the entire week and they will want to do it again next year. Yay! You see, no matter how chaotic the process was, †he important thing is my kids had fun eating while decorating the gingerbread house. This is a perfect bonding between family members and a frugal activity to spend the holidays. We also decorated cupcakes and you can watch our video here Christmas Theme Cupcake Decoration.

As much as possible, we spend more on making memories with our kids instead of spending too much on their gifts. This time, we spent it without favourite snack--Iced Gem Biscuits. 

***Iced Gem Biscuits are available at your leading grocery stores nationwide. 

Let me know what you think and share your thoughts in the comment section. 

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