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A convenient loan product lets you borrow up to Php2M using your OR/CR

We have often heard of “pivot” or “pivoting” in business. But how do we pivot our lives to fit the protocols and restrictions that come with these uncertain times? Plans are on hold. Activities have changed. More than a year into the pandemic, long-term financial impact continues to weigh heavily on many of us. Several segments of the population are hit harder than others. Some get by but some continue to worry about the uncertainties of the future. No matter where you are on that spectrum, SB Finance’s flagship product, Car4Cash, may help you pivot with ease. Get the extra cash you need to expand your business or pay for planned expenses such as tuition, travel, home repairs, and more.  Making loans easier for Filipinos SB Finance is a partnership between two Asian financial giants, Security Bank Corporation and Bank of Ayudhya (Krungsri) of Thailand, with a clear focus to help Filipinos from all walks of life. “We’re set to launch multiple products this year starting with Car4Cash, a

3 Must Do's When Hiring Cleaning Companies

Hiring the right service provider is a big decision. After all, you are opening up your home to strangers, potentially when you are not even there. Selecting the right service provider can give you peace of mind, additional time to focus on other important things, and satisfaction for a clean home and a job well done. Here are three must do's as you select your cleaning company Olney MD

Initial Fees

Many service providers substantially increase the cost of the first cleaning. Not everyone hires a company to provide ongoing services. Additionally, the first cleaning can sometimes require more, and companies want to be compensated for their time. If you know you plan to hire a company on an ongoing basis, consider asking them to lower the initial cleaning fee to something more in line with a regular cleaning. If they want your business, they are likely to work with you.

Expectations and Documentation


Be very clear about the services you want done and what the cost for those services are. Some companies charge per hour, others per task, and others have a hybrid of the two. Clearly communicate your expectations of the work to be done and the cost for services, and then make sure everything is documented. This way, there is something to refer to later should questions arise. 

Background Checks


Not all service providers are the same. Do not assume that the company you are hiring has done a thorough background check on its employees. Do not be afraid to ask whether background checks are performed, what service is used for the check, and what specific offenses are searched and/or are allowable to be employed by the company. If they are unwilling to answer these questions, look elsewhere. 

Setting clear expectations up front will provide the foundation to establish a positive and professional relationship. Happy cleaning!

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