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Teachable Moment With Kids: Needs vs Wants

My kids and I have a lot of bonding moments at home, especially now that we are in the second year of this pandemic. They have seen its effects, the limitations, and the people that have been due to the virus. This season is also a perfect time to teach the kids financial literacy since our business is affected during this pandemic. Since they were young, I started teaching them about money. As a parent, it is one of the primary life skills children must learn at home to manage their liquid assets properly. Even in their younger years, I let them use their piggy bank. Any coin that they get changes from the food they buy. They already keep it in their piggy banks.  But how soon must we teach our kids proper money management? As soon as my kid starts to count and recognize money and when they begin receiving monetary allowances, I should start teaching them the importance of money and how to manage it wisely. Before teaching our kids proper money management, they have to learn the diffe

A Letter to Wawa

Hey mommy! I know it has been forever since I wrote you a letter. To be exact I guess, more than 20 years already (yikes! I'm old na). Kidding aside, I just missed our simple life way back then when everything was so laid back. Too bad I didn't get to see your reaction now because I stopped writing you letters. Anyway, I don't know if you will be able to read this but I know somehow you will came across this post and hoping by that time you won't just be busy playing your favorite game infront of the the pc.

I would like to say thank you for everything. You have been the best mom one could ask for. You have shown me so much support in everything I do and all my decisions even if you know it's too risky. You have known me for being a risk taker but thank you for letting me be "me" (even if it means you get to argue with dad). Thank you also for the undying understanding. You have been the most patient person I have ever known and somehow I was able to adapt it.



Thank you for standing beside me when things in my life became too complicated and for letting me commit mistakes. Don't worry mom, it all happend for a reason and I learned the hard way. I am so sorry for the frustrations I have given you. How I wish I can take it back but again, it happend for a reason and I learned from it. I know you you told me many times that you always wanted a simple life for me, which I already have, but it won't stop me from dreaming. Someday, the dreams won't just be a dream but will be a realization to us.



I know you don't like things to be complicated and if simplicity is the thing you wanted, mom, you're too overrated. You are the most simple person I have ever known (even if people underestimates you that you can't afford a little luxury for yourself). And yeah, I remember the time you were told that you can't afford a pair of sunnies because it costs more than 10k more than 20years back because you were just wearing baggy shirt, washed jeans and slippers and no make up! You were so mad that in an instant you bought it from the store. Lol.

Btw, mom you are still the best finance officer. I admire you for handling our funds despite your sad stories behind it. I could never do what you did but remember when you used to tell me that I spend much my money? Guess what? I am not like that anymore. You were right when you said it will have a drastic change when you become a mom and that's what happend now. Now I know why you can't even buy new set of wardrobe like you used to. Thank you for the words of wisdom.

This mother's day, I hope that you get to give yourself a little luxury. How I wanted to give it to you but someday I know I will and I can. Advance Happy Mother's Day to us mommy! I love you to the moon and back.


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